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STORE RETURN POLICIES: Rules of Thumb

Monday, December 28, 2009

More than 40% of Americans will take back at least one gift after the holidays (Source: NRF). Here's quick video seen on news websites across the country & some corresponding notes + resources ....

There's no "one-size-fits-all" returns policy. While most stores offer shoppers the standard 30 days for returns, policies can vary by retailer. Watch for 14 day return deadlines on items like computers and other electronics. And whether you bought a gift in store or online, may also affect the returns procedure. If you did buy online, some retailers will require you to mail the item back, while others allow in-store returns. WalletPop.com has a terrific round-up with details by retailer.

Retailers more liberal with holiday returns: If you show up at the store to make a return, chances are you are also there to do more shopping, especially taking advantage of post-holiday sales. Retailers realize this, and if the past is any indication, return policies tend to be more lenient after the holidays. In fact, about one-third (28%) of retailers say their return policy is more flexible during the holidays than it is during the course of the year (Source: NRF Survey – Oct 2009). Merchants should do their best to work with you.

Cashing in on gift cards: Gift cards are important for the retail industry because they help drive sales after Christmas and into January. If you received a gift card, its value will likely go a little further over the next few days if you're able to cherry pick some heavily discounted post-holiday merchandise. But if you received a card you know you won't use, there are websites (www.giftcards.com, www.plasticjungle.com) where you can swap them with someone for one your want, or you can sell them for as much as 70% of the card's value and pocket the cash. For their part, the sites do charge small transaction fees.


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VERy, VERY LAST-MINUTE GIFTS. GIFTS YOU CAN E-MAIL!

Monday, December 21, 2009

SNOWED IN? RUN OUT OF TIME? HERE'S WHERE TO CLICK IN THE CLUTCH ... MINUTES MATTER IF YOU HAVE YOUR EYE ON GETTING SOMETHING UNDER THE TREE IN TIME. LOG ON & YOU MAY BE IN LUCK ... WE'LL TELL YOU WHERE TO LOOK, IF THERE'S A CATCH & FILL YOU IN ON SOME 11th HOUR GIFT IDEAS TO SAVE FACE & FULFILL EXPECTATIONS ... READ ON FOR SEVEN STEALTH MOVES .... DONE CORRECTLY, THEY'LL NEVER KNOW YOU WAITED TILL THE LAST MINUTE! ..

IF YOU'RE ONE OF THE MORE THAN 40% OF AMERICANS WHO HAVE WAITED TILL THE LAST MINUTE TO SHOP ... GOOD NEWS, GIFT GIVING TRENDS ARE WORKING IN YOUR FAVOR.
The cost of & options for getting something to the recipient just-in-time is fundamentally different with the advent of the Internet & the range of gift-giving options, which can be delivered in matter of minutes via email ... That's good news for procrastinators .... Now, beggars CAN be choosers. These days, you can come across as "deliberate" vs "desperate" if you make informed picks in the homestretch. Also, there are meaningful gifts which can be personalized, including philanthropic options, so you seem (real or not) thoughtful vs absent-minded.
THOSE ARE A COUPLE OF MACRO TRENDS ... LET'S DRILL DOWN ... FIRST, ONE OF THE MOST SOUGHT-AFTER GIFTS ... GIFT CERTIFICATES ... THEY'VE COME A LONG WAY ...
#1) I'll CLICK, YOU PICK ... Gift Certificates (Gifts.com & www.Amazon.com)
You pick the design, amount and can include a personalized messages. Starts at $5. Can be redeemed a 100+ stores, including GAP, Pottery Barn, Starbucks, etc. Amazon also offering e-mailable gift certificates this year.
#2) MEMORABLE MOMENTS ... Gift of Time (ww.StubHub.com) Concerts, games,even the circus ... there's no more thoughtful gift than the gift of time ... The gesture and stub says, "Let's do this together." No shortage of options on StubHub.com. Can talk through order process, pick up, reliability & resale options if plans change.
#3) WE HOPE TO SEE YOU SOON ... Airline Miles (The Gift of Travel)
Southwest Airlines, United and other airlines offer electronic gift certificates you can purchase online starting in $10 increments and have emailed. Terrific idea to go in on as a group &/or of there's a significant family event coming up in new year (e.g., wedding, reunion, etc.) Southwest Airlines Gift Cards, United Airlines Purchase Miles

#4) EMAILABLE MONTH OVER MONTH ... Magazine, Movie & Game Subscriptions (Magazines on Amazon.com, Netflix.com, http://www.gamefly.com/) Can be e-mailed at the last minute. Get the magazine subscriptions through Amazon.com; the gift of DVD rentals on NetFlix.com & relatively new ... a way to test/try new games just as you would movies on Gamefly.com.

#5) IT'S ON ME ... Restaurant & Take-Out (www.Restuarant.com). A meal or takeout may be well-timed & most appreciated. Just the kind of thing can be used during holiday week & could cost you a whole lot less than picking up the tab in-person. In some cases, a $10 gift certificate goes for $3 ... That means, a $60 night out could end up -- if you play your cards right, running less than $20 -- Cheers! More info here.
#6) MAKING A DIGITAL DIFFERENCE ... (www.NetworkforGood.org) You can give a gift to charity in someone's name. They'll be notified via email. You can choose a specific charity or a cause, in which a "basket" of related charities will benefit. The recipient receives a personalized email notifying them of the gift & -- in some cases -- they'll receive updates from the charity throughout the year. You'll get an email confirming the gift & a receipt for year-end tax purposes. Also see site of the day: You can buy a $10 share in a goat!
#7) THIS SONG OR ROUND IS ON ME ... Music & Apps (iTunes.com)
An iTunes Store gift certificate can be sent via email for near-immediate delivery, or print the gift certificate on your own printer and deliver it in-person. Amounts range from $10 to $200. Can be used for songs & popular apps.

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WAYS TO GET GIFTS UNDER THE TREE FOR FREE

Friday, December 4, 2009

In what is being billed as the holiday season of the bargain hunter, your holiday budget may be bigger than you think. There are creative ways to stretch your dollar and uncover some hidden buying power you may not even know you have ... We're talking about payment options other than cash on the CBS EARLY SHOW this morning. The secret is rethinking what "currency" means.

1. CREDIT CARD REWARDS: Redeem for Merchandise

a) Discover has a Cashback Bonus program. Members can redeem their Cashback Bonus for gift cards from over 100 top retailers including: Brookstone, Fandango, Gap, Food Locker, FAO Schwarz, JCPenney, iTunes, Macys, Old Navy, Overstock.com, Red Envelope, Sears, Sephora, Bloomingdales, Blue Nile , HP, Lane Bryant and many others. (You do need an account to browse the online mall.)

b) American Express rewards. You can earn 1 Membership Rewards® point for virtually every dollar you spend. 1,000 points equal about $5 when redeemed for merchandise. Use your points online at shopamex.com where you can but things like Nintendo Wii games for example. A $48.00 Wii game can be had for just under 9600 points. You can exponentially increase the rate at which you earn points by taking advantage of merchants offering 3-5X points for every dollar spent.

2. AIRLINE MILES
You may not have enough miles for a round-trip flight, but you can also redeem airline miles for holiday gifts. United has a Merchandise Rewards website where you can trade points for anything from cookware to watches to electronics. United Merchandise Rewards

Same goes for some hotel rewards programs like Hilton HHonors

3. TAPPING INTO UNUSED GIFT CARDS
If you have yet to redeem unused gift cards from last holiday season, you're not alone – one of four gift-card recipients have yet to redeem a card they received in 2008 (Source: Consumer Reports). We're not suggesting you re-gift the old gift cards (that's your call), but what you can do is swap them for cash online on sites like www.giftcards.com. Expect to get back between 65% of the gift card's value.

4. OLD GADGETS = NEW BUYING POWER
Electronics will be hot gifts this holiday season & you may be able to cash in by recycling some of the old gadgets you are replacing. As part of their new trade-in and recycling program, Sears is offering gift cards for your old electronics – think MP3 players, digital cameras, cell phones – even old video games and DVDs. We've had great success with this model in our home.

Log onto sears.gazelle.com, where you'll be prompted to enter brand and model information, indicate whether the device works or is damaged, and answer questions about condition and the presence of various accessories. Then, click 'calculate,' and up pops the trade-in value. EXAMPLE: A used, three year old Cannon digital camera in "good" condition is worth $61.00. In "fair" condition, it's worth $53.00. If you're satisfied with the offer, the company will provide free shipping and packaging to return the equipment; and you'll receive your Sears gift card in a week or so. As a special holiday promotion, Sears says participants will receive a 5 percent bonus over the actual trade-in value through Dec. 31. Customers can redeem Sears gift cards online or in store.

Best Buy is also offering gift cards for used electronics. They have an online estimator so you can see how much your stuff is worth. You can then print a prepaid shipping label from the Best Buy website. You can also make trade in's at Best Buy stores for select items like laptops and iPods, if you originally purchased the items at Best Buy. There are also in-store kiosks where you can trade in previously viewed movies.



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WHERE TO FIND CYBER MONDAY DEALS

Saturday, November 28, 2009

IF BLACK FRIDAY DIDN'T PRODUCE THE KILLER BUY YOU'RE SEARCHING FOR, THERE'S ALWAYS CYBER MONDAY ... "Cyber Monday" is the Monday after Thanksgiving (Nov. 30th this year). Retailers see this day as their first opportunity to target holiday shoppers who may have window-shopped over the weekend ... When the kids go back to school and they hit their computers at home -- and dare I say -- at work. This year, there'll be a ton of CYBER MONDAY DEALS. Here's where to find CYBER MONDAY DEALS and some Do's & Don'ts. The biggest winners so far? Department store websites: Up 151%. Neiman Marcus is currently offering free shipping & gorgeous free gIft wrapping too. Can't beat the presentation & the packaging alone is tremendous value.

IS CYBER MONDAY THE BIGGEST ONLINE SHOPPING DAY OF THE YEAR?

Just as Black Friday isn't really the biggest offline shopping day of the year (it's actually the w-end before Christmas), Cyber Monday is a term coined by the National Retail Federation and while it's certainly one of the biggest shopping days of the year, the biggest volume day usually falls around Dec 14 one of the last days for standard shipping. But, every year, the Cyber Monday stakes get higher and so is the potential upside for retailers and consumers who take advantage of the fact fourth quarter is make or break for most retailers -- they're pulling out all the stops to get your business, especially online which could prove to be a bright spot in their portfolio. Big players like JC Penney expect online sales to be its fastest-growing area. Kohls is predicting a 30% increase as result of aggressive online advertising. And, Amazon continues to post some amazing numbers.


In terms of the Internet's influence .... Here's the biggie. Beyond sales online today & throughout the season, the web is predicted to influence 1 out of 4 holiday sales (Source: NRF Survey) as consumers look online for product reviews, deals, coupons, price comparisons and gift ideas -- particularly at the more-popular-than-ever $25 an under price point -- which are on the frontscreens right now of almost every major Internet service, shopping site and magazine site.


IT SEEMS LIKE PRICES ARE CHANGING ALL THE TIME. HOW CAN I REALLY BE SURE AM GETTING THE BEST PRICE?

Dynamic pricing on the web enables retailers to slash and manipulate prices on the fly, so the price-cutting and discounting is even more ferocious. To really up the ante, some sites have deals of the day with tickers counting down the time they'll be available. If you're after a certain price, you can sign up to be notified via alerts when it hits your mark from sites like www.pricegrabber.com and www.priceprotectr.com

The key is knowing a good deal when you see one & that means knowing the price it usually goes for and is going for elsewhere. That's where price comparison shopping comes in by using shopping search on major shopping sites like AOL & Yahoo Shopping and price comparison engines like PriceGrabber.com. This single step can save you -- on average -- as much as 35% on a single item.

COUPON CODES WERE THE RAGE LAST YEAR ... ARE THEY STILL KEY & WHERE CAN YOU FIND THEM?

Leaving the promotional code box empty. If they're asking for one, that means it exists. Search for the code on sites like couponcabin.com, grab it & then check out. Also, if you get the mail order catalog for a site you're shopping at, thumb through the pages -- they may have inserted codes in there too.

SHOULD YOU BE SUSPECT IF YOU DON'T SEE A PRICE LISTED? WHY DO THEY SOMETIMES MAKE YOU WAIT TILL YOU ADD IT TO YOUR CART?

The best kept secret is actually something that throws a lot of people off -- It's NOT seeing the price of an item before it is added to their cart. You get -- understandably -- skeptical. It's a real issue & Amazon is working on it. Here's the backstory according to an Amazon spokesperson we connected with: some items require you to add them to your shopping cart BEFORE you get to see the price. Consumers, frustrated by hidden prices and wary of hidden agendas, might worry they will have to go through a long process to find out the price, but they don't. And if you just move on to the next product, you could miss out on real savings.

These products and others, are affected by manufacturer advertising restrictions whereby some manufacturers consider an online listing for a product the equivalent to media advertising. Just as brick and mortar stores cannot pick the prices in their distributed advertising/circulars, Amazon, in some instances, cannot display a price that is lower than the manufacturer's suggested retail price. Whenever you have to add something to your cart, it's probably a GOOD THING. You'll likely get a great deal.

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Web Help for Thanksgiving Day

Friday, November 13, 2009

There are thousands of recipes online, including just-in-time turkey dishes and endless suggestions for side dishes. It's also a clutch resource for turkey day rookies earning their wings. Log on HERE for recipe ideas ranging from a traditional roasted turkey, to a hickory smoked bird, to one prepared with cranberry nut stuffing. Hunky celebrity chef Curtis Stone says it's all in the twine ...

Curtis Stone The Whole Bird !

Source: living.aol.com
Perfectly roasted poultry is right at your fingertips. Curtis explains how an orange, some herbs, and a bit of twine are the key to making a brilliant bird every time.


Food.AOL.com has a long list of
Thanksgiving Day recipes to choose from.

For those entertaining larger parties, you may be wondering how big a turkey to buy in the first place ... we've got help in that department as well. Log on to Butterball.com to use their handy Turkey and Stuffing Calculator. Just punch in the number of adults and children you're hosting and it tells you how many pounds your turkey should be and how many cups of stuffing to prepare ... There's even has an option to allow for leftovers, so you can enjoy a turkey sandwich the next day without totally overbuying & overspending. Turkey & TV's are pretty affordable this time of year. Walmart is slashing prices in 1/3rd -- a 12 pounder for $4.80! Safeway is taking a loss-leader approach, offering a free turkey with a minimum purchase of $200 or more. Here's an interestig SNAPSHOT.


Calculate how much to make with
this Butterball.com online calculator.

Many are looking to have a slightly greener meal. ShelterPop.com offers up ways we can all give thanks to the planet by making our turkey day celebrations a little more eco-friendly. Shelterpop suggests reducing waste by looking for foods with limited packaging and dining on "Tofurkey" – essentially a tofo-turkey.




Get tips for a "green" Thanksgiving on ShelterPop.com.

And if youve got vegeterian or vegan guests or feel torn by the Turkey tradition, you can ADOPT A TURKEY instead of eating one. Farm Sanctuary has resecued more than 1,000 turkeys. For a one time donation of $25, anyone can sponsor a turkey and get an adoption gift certificate. One radio host today suggesting eating one & adopting one, so you can call it a wash.

Adopt-A-Turkey Project

Adopt-A-Turkey

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YOUR HOLIDAY SHOPPING BUDGET MAY BE BIGGER THAN YOU THINK

Wednesday, November 11, 2009

In what is BEING BILLED AS the Holiday Season of the bargain hunter, U.S. consumers are expected to spend ROUGHLY 3% less on purchases this year COMPARED TO LAST. SHOPPING for deals at discounters and buyING fewer gifts for non-family members ARE A COUPLE OF WAYS BUDGETS WILL BE CUT ... This, according to a survey by the National Retail Federation.

But your holiday budget may be bigger than you think. There are creative ways to stretch your dollars and UNCOVER PAYMENT OPTIONS OTHER THAN CASH -- but you have to know where to look. Step one, RETHINK THE MEANING OF "CURRENCY."

CREDIT CARD POINTS & PERKS

CHECK YOUR CREDIT CARD COMPANY. AMERICAN EXPRESS IS FAMOUS FOR IT'S REWARDS PROGRAM AND DISCOVER CARD CASHBACK PROGRAM MAY ALSO BE A WORTHWHILE WORKAROUND.

AIRLINE MILES & HOTEL REWARDS

airline frequent flyer miles and hotel reward points. Often times, those balances can be applied toward the purchase of merchandise from EITHER A rewards program catalog, online shopping mall OR CASHBACK INCENTIVE PROGRAM.

United

United Merchandise Rewards

Hilton HHonors ® - HHonors Rewards - Shopping & Dining - U.S. Residents)

EXTRACTING GIFT CARD VALUE

GiftCards.com - Always the Right Gift®

Another way to squeeze out some extra holiday buying power is by trading in unused or leftover gift cards for cash. you can do this online on sites like giftcards.com. Expect to get back about 60 to 70% of the remaining balance on the card. IF YOU'RE PURCHASING GIFTS, PURCHASING THESE CARDS IS LIKE BUYING DISCOUNTED CASH!

Come shop with Sears Layaway and Christmas Club Deals.

Also, d
riven by the credit crunch and sagging economy, layaway programs are making a big comeback this holiday season. Sears, Kmart and Toys 'R Us – the three most notable retailers offering programs where buyers put 20% down, then make payments over a series of weeks to bring the items home in time for the holidays.

RELATED POSTS: YOUR HOLIDAY SHOPPING GAMEPLAN & SAFE & SECURE SHOPPING

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Pumpkin Carving Party & Roasting Pumpkin Seeds

Tuesday, October 27, 2009

Enjoyed talking with stations across the country about pulling off Halloween on a budget. This weekend, we walked the talk and got together with friends + neighbors for pumpkin carving. Here's some of the information on sites referenced in the TV segments on stations, including 9NEWS.Com (NBC-Denver) & FOX-Detroit + photos from our personal shindig (an attempt at applying some of the tips!) A few people took home their seeds .... When looked at the overnight AOL Hot Search list, sure enough ... it's happening all over the country .... there's a surge in demand for what to do with pumpkin seeds ... The term landed in the #8 slot. You can even ROAST THEM.

Decorating on a Dime: www.ShelterPop.com Some neat inspiration here & pretty darn doable.

person unplugging an electrical plugsodaputting pennies into a piggy bank

Here's what we dreamt up at our own home (pumpkins bought in bulk); "achievement" trophies from K2; & tents with LED Christmas lights from Sears. The nice guy from Sears who helped me with the purchase, explained the LED Energy Saver lights cost more, but are brighter. He was right. They really did the trick + love the look.

RELATED POST: PUMPKIN CARVING PARTY

MORE "AS SEEN ON TV"

Should I unplug things? savings-experiment That question and others answered here. They break down the eye-opening math. A lot of practical takeaways.

HOT Hampsters!: Where to Find Them. You can't make it up!

.

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TODAY SHOW: Your Holiday Shopping Gameplan

Tuesday, October 20, 2009

Fun being at TODAY SHOW this week ... We're talking all-things-shopping ... Here are some links in case helpful. Lester seemed to enjoy Beatles Rock Band & special thanks to the folks from MTV who graciously helped make it all come together. Amy wasn't up for singing, but -- like every parent I speak with -- she was intrigued by the Zhu Zhu pet hamsters.

For starters, you're not seeing things ... Christmas merchandise is already on the shelves and the National Retail Federation says 40% of consumers are expected to start their holiday shopping BEFORE Halloween. So, what are the TRENDS driving this year's biggest retail season and what's YOUR best shopping game plan?

* Deemed "Christmas Creep" (as in "creeping up" on calendar).

* Crucial for retailers (season often accounts for 25-40% of annual sales).

* Nervous retailers & uncertain market mean stores are trying to get a handle on business earlier.
* Cost-conscious consumers are planning ahead & trying to spread purchases out over time.
* Impulse shoppers are grabbing things & getting in the buying mood.


Visit msnbc.com for Breaking News, World News, and News about the Economy


TRENDS CONSUMERS CAN TAKE ADVANTAGE OF:

TREND #1: MORE PAYMENT OPTIONS

* Layaway (including new this year online layaway from Kmart & SEARS)
* Credit Card Incentives
* Cashing in Gift Cards
* Supporting Causes

Related sites:
www.SEARS.com, www.Discovercard.com; www.Giftcards.com; www.GoodShop.com

TREND #2: LESS STICKER SHOCK
Overall, retailers highly aware price matters. Many parents cite "budget" as their #1 holiday priority. Last year, Walmart shocked the toy industry with ten $10 toys. They sold out. This year, they plan to offer 100! Faux fur and leather were hot on the fashion runways and are now also being heavily promoted for the holidays at high-end a

Related sites: www.Walmart.com, www.NeimanMarcus.com, www.Kohls.com

TREND #3: SALES 24/7
These days, everyone's a bargain bee. Using coupons is in vogue & they've become a promotion. Having said that, just because they say it's a deal, doesn't mean it is. It's smart to have a decent understanding of what the item regularly goes for. Using a shopping comparison site can give you an instant feel and that single step could save you as much as 35% whether you ultimately by the item online or offline. Also, keep in mind, If I'm a retailer, the rule of thumb is to give people the best price they need to buy, but no lower. So, you have to be proactive. Believe it or not, not everyone is always served up the same price. Because of something called "dynamic pricing" and sophisticated sales data from register receipts, your shopping "behavior" may dictate the offer you receive. Raise your hand as a bargain bee by signing up for newsletters, digging for coupons and if you're shopping online or by catalog take advantage of free and flat-rate shipping offers, which are widely available now, but will become increasingly scarce.

Related sites:
www.WalletPop.com. www.DealNews.com, www.PriceGrabber.com

TREND #4: FESTIVE, BUT FRUGAL
Homemade gifts never looked so good, especially those that support local artists, are "green" and/or are thoughtful, but easy & affordable to make yourself. eBay now has a "green team" where items listed are refurbished or eco-friendly. Sales are soaring as consumers say they're as much as 35% more likely to purchase from vendors who support the environment.

Related sites: www.Etsy.com; www.Holidash.com; www.eBay.com

TREND #5: GOING, GOING, GONE
It happens every year the "Must" have toy or item that sells out, prompting frantic shoppers to wait in long lines and sparking bidding wars online. Zhu Zhu Hampsters are already going for 4X the initial retail cost! If one of these items is on your list, time may not be on your side ...

Related sites:
www.Amazon.com; www.Shopping.AOL.Com; www.Switched.com

Specific items:
Zhu Zhu Pet Hampsters:
Amazon.com: Zhu Zhu Pets: Toys & Games
Beatles Rock Band: The Beatles™: Rock Band™
Kindle: Kindle Wireless Reading Device
Sony eReader: eBook Digital Book Reader : Sony

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Getting an Early Jump on Holiday Shopping

Friday, October 9, 2009

You're not seeing things ... Christmas decorations and related items are out earlier this year and consumers are getting a jump on holiday shopping. In fact, 40% of shoppers say they'll start BEFORE Halloween. Retailers are banking on you not being able to wait & keeping lean inventory this year (they don't want to risk being stuck with excess items & keep in mind THEIR credit is tighter this year too). We'll be covering this space closely on-air and on this site. So, keep coming back ... :)


Flat or Modest Rise in Holiday Sales Expected:
Many early projections suggests retail spending in the final two months of 2009 – a season that accounts for a large proportion of sales and profits – will be flat or may show only a very modest increase over last year. Still, this is an improvement over last year which saw the first decline in decades.

Retailers Keeping Tight Inventories – "Buy Now" for Best Selection:
After being left over with a glut of inventory in 2008, many retailers have scaled back their purchases. Plus, their lines of credit could be tighter too (think: banks tightening restrictions). This means they may hold off on offering steep, profit-eroding discounts to reduce inventories until after the holiday season passes. For consumers it means an emphasis on buy it now vs. late, or risking gettinging "shut out" on hot gifts or paying ABOVE retail if something gets bid up on eBay.

Shop Early, Save Money:

Planning in advance, making a list and getting started early are all good bets for saving money. And because 4th quarter sales are so vitally important to retailers, many offer early discounts to consumers to stoke their spending habits. It's working on me:)

Free Shipping Offers Online:
Online, e-tailers are more likely to dangle the two most powerful words in online shopping: "Free Shipping," in October and November. The longer you wait to shop, you will find those offers will quickly be going, going, gone. Etailers are often willing to absorb flat-rate shipping charges, which are widely available at the start of the season. But as deadlines near and rush shipping charges kick in, they've got to pay the
UPS and FedExes of the world a premium and they're likely going to pass that cost along. Personally, am a big fan of Amazon Prime which gets me free shipping almost all the time, all year. More to come on this & whether the math might make sense for you too.

Coupon Use up Online & Offline:
The economies slow recovery, has fueled a major resurgence in coupon use both online and offline. Coupons have become a promotion for retailers, whether they are sticker to the front of a catalog that arrives in your mailbox or pushed to you in an email newsletter. Retailers are giving consumers just enough to get over the hump (to buy), but no more than that. Nuts not to use a coupon when they're readily available.

Hot
Holiday Toys – "Must Haves":
It happens every holiday season ... there's a must-have toy or electronic gadget that flies off store shelves – think: Nintendo Wii, FURBIES or maybe Tickle Me Elmo rings a bell. Hot items like these can create a frenzy online, with Internet shoppers logging on time and time again in hopes of see those two magic words: "in stock." What's expected to be hot this year? (hint: something called Zhu Zhu pets made the list).

Toy Prices Expected to be Reasonable Again:
While it's hard to say for sure what will sell out and what won't, one thing we know with certainty is, parents are on a budget and they're searching for bargains. This has toy manufacturers responding with lower prices. In fact, half of the "hot 20" toys chosen by The Toy Insider, a consumer shopping guide, retail for $30 or less. But if you plan to snap up these bargains, don't wait. Last year, Walmart sold out of their industry trend-setting $10 toys. They had ten of them. This year? They're planning to have 100 of them!

Related articles:
Nielsen: Upcoming holiday season festive but frugal - Ecommerce - BizReport
Retailers deck the halls while calendar says early fall - The Boston Globe
Nervous US retailers brace for critical holiday season - Yahoo! News
Wal-Mart supersizes its $10 holiday toy program | U.S. | Reuters

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Halloween & Pumpkin Carving Invitations

Monday, October 5, 2009

My kids are already asking when our annual Halloween Pumpkin Carving Party is going to be ... If you are hosting a Halloween-themed get-together, we'll point you to online resources, starting with invitations ...

Here's some of my favorite Halloween and Pumpkin Carving invitation designs from www.FineStationery.com, a site I always have great luck with .... RELATED POST: Pumpkin Carving Party. This year, we're going with Shutterfly ... See: Halloween Cards & Invites.

Product Number:21289Product Number:38434Product Number:83630

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Swine Flu (CNN International)

Wednesday, September 16, 2009

We'll be taking another look at the issue of Swine Flu/H1N1 this week on TV + Radio stations nationwide .... We're hoping to help with staying on top of the latest re: Swine Flu -- What you really need to know & how not to panic (despite what you might see/read online) . We spoke with CNN International recently regarding reputable sources, online poll results and the role of social networking.

MORE: 10 THINGS TO KNOW ABOUT SWINE FLU & A SINGLE H1N1 SHOT MAY DO THE JOB

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Addicted to Social-Networking? As Seen on Today Show (VIDEO)

Tuesday, September 8, 2009
Sat down with Today Show's Jenna Wolfe and Carl Quintanilla to discuss social-networking phenomenon and how to keep up ...

Visit msnbc.com for Breaking News, World News, and News about the Economy

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Warren Buffett's "Secret Millionaire's Club"

Sunday, July 26, 2009

It was a privilege to work with Warren Buffet this week. He did a series of interviews from the AOL Broadcast Center to support the upcoming launch of "Secret Millionaire's Club" an animated cartoon aimed at helping young people develop sound financial habits. He did CNBC, MSNBC, FOX & CNN. I also had a chance to ask him a few things on-camera. His emphasis on financial habits really hit home. He describes them as "make or break" and the kinds of things that "stay with you your whole life." He contends building good habits early makes all the difference.

The "Secret Millionaire's Club" trailer is terrific. Think SchoolHouse Rock meets Squawk Box;) Am looking forward to helping raise awareness for the webisodes slated to launch on AOL this Fall. Will keep you posted on this & other purpose-drivent content efforts in the works with Martha Stewart, Gisele Bundchen & others ... Stay Tuned:)

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School's Out: Protect Kids from Summer Brain Drain

Thursday, June 25, 2009
Across the country, school's either out or about to let out for the summer ... And while many parents have likely spent time planning the family's summer vacation, now's also a critical time to formulate a summer learning game plan for your child. Ok, not to be too righteous. Ours isn't done either;) But, am driven by research showing kids can lose up to three months of acquired learning over the summer. That's a third of a school year. SCARY, but makes sense. Feels like this phenom happens every weekend in our home.



Tips for Creating a Manageable Summer Learning Game Plan for Your Children
It's a phenomenon known as Summer Learning Loss or "Summer Brain Drain." There's been a lot of research done on the topic and it's clear when it comes to academics, it's a use it or lose it proposition.

Writing, reading, spelling and in particular, math skills, are all impacted by summer learning loss. And younger children are more susceptible to losing these basic skills because they have less of a foundation than older students. (See: Johns Hopkins University Center for Summer Learning)



The first step in establishing a solid summer learning game plan:
Go to your child's current teacher and ask for suggested summer assignments, workbooks, reading lists – anything they can give you. If possible, talk to a teacher the next grade level up and get their suggestions. It can help your child hit the ground running next school year. But keep in mind, you don't want to jump on your kids the first day school is out. Be sure to give them (not to mention you) a breather.

Keep it fun and interactive:

In addition to getting assignments from teachers, the Internet is a great way to keep kids engaged and learning over the summer months. Again, it is summer break, so you want to make it fun for your kids and keep it light. Maybe you kind of trick them into learning ... Let's face it, the Internet is a likely place for your child to be hanging out anyway when they're inside (house, car, etc.). The trick is steering them in the right direction. Not all web sites are constructive and kids can "waste" a lot of time online if their cyber-enthusiasm isn't properly channeled.

Web sites to keep kids learning over the summer:
www.bookadventure.org/ki
Nothing beats a trip to the library, but sometimes you end up walking in circles trying to decide what books to check out. On BookAdventure.org (a site by Sylvan Learning Center), children (K-8) can create personalized from over 4,000 recommended titles. Kids click to check the boxes with topics they are interested in, i.e., animals, art, fairy tales, history, sports. The idea is to then print the list and bring it with you to the library.



Once they've read the books, kids can take quizzes on the books and earn prizes for comprehension. The prizes are sent out by site sponsors and as you might expect, include books, bookmarks, etc.

KOL
A site geared toward younger, elementary-age kids is KOL. KOL offers "brain games" for ages K-3. There are also word finds – the ones you're used to seeing where you circle the words with a pen or pencil (they've gone virtual), as well as "memory match" games, spelling games, concentration, etc. And while trying to solve the games, the kids are working against the clock to score points, so it adds another element to test their skills.



www.mathplayground.com
For most students, math skills is the one area where skills deteriorate the fastest over the summer. A good site to brush up on math is www.mathplayground.com. One of the most useful features of the site are the virtual flashcards (http://www.mathplayground.com/flashcards.html). There's a little bit of everything here: multiplication, division, adding/subtracting fractions and so on. The flashcards are something you could print and bring with you in the car, if you're taking a road trip.



www.minyanland.com
Sticking with the math theme ... teaching kids about money is important. Also on personal TO DO list. With the sluggish economy, they'll likely be more receptive (since it's reinforced by news stories & perhaps your own household behavior if you've imposed spending changes or a wholesale freeze). Already, over 8 million kids are members of virtual online worlds ... names like ClubPenguin or Webkinz will likely ring a bell with many parents. My son literally brought five Webkinz with him to a high school graduation party this weekend. He quickly ditched them for a skateboard, but said he didn't want to leave them in the car because it was too hot. Too cute.

A newer site, Minyanland.com, a virtual financial community, helps kids understand how to manage money and make financial decisions (like not necessarily buying more Webkinz). Minyanland is a kid-safe environment led by a cast of animated "Critters" like Hoofy the Bull and Boo the Bear.



www.timeforkids.com
Prompting kids to follow current events is another way to keep them learning and engaged over the summer. The site has content organized by grade level, offers printable quizzes and worksheets and a kid-friendly way to keep up with the news.



www.mapquest.com
Consider incorporating learning into activities the kids are already doing over the summer. They can even help plan the family vacation. Go to MapQuest.com and have them calculate how many miles you'll be driving, how long the drive will take and more importantly how much you're going to be spending on gas.



More strategies for summer learning:
Have your children write emails or letters to grandma and grandpa or to a friend. They can also keep a travel diary of summer trips you go on or visits to local museums and things along those lines. Am often surprised what makes the personal journal. My youngest son just wrote about watching green trees go by in back of the car. He says he has "a lot of time to watch because my mom drives really slow."

You likely do this anyway .... Take the kids grocery shopping. Let them try to add up how much you're spending as you put items into the cart. They can also help you handle the coupons, make change, weight fruits and veggies, etc. Heck, let them help you find grocery coupons online. There are no shortage of those out there these days & the savings can add up.

How much time we talking?
How much time should I set aside to engage my kids in learning over the summer? The key here is moderation. It is summer "break." Take cues from your kids so you know when they've maybe have had enough on a particular day. Kids do need their down time and time for free play outside with friends.

The other big question is: How much time should they be spending on the Internet and how do I make sure they are channeling their online time in a a safe and positive direction? That's a whole other blog post (or TV segment in itself), but setting and enforcing guidelines and staying involved with your child's online experience is more important than ever. As it is, kids easily get out of they're normal routines over the summer in terms of overall "screen time" – between the computer, the TV and video games. As a parent of three, I can tell you how hard it is to be conscious on all fronts re: the amount of overall "screen time" kids are exposed to each day.

Related: Who's Minding the Mouse in Your House?


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