Children and teens often have difficulty managing money. It burns holes in their pockets. PAYjr is an interactive way to teach personal finance, which can pay dividends over the years with the lieflong issue of making ends meet. They offer two services, one to kids 12 & under and one to 13 & up. The 12 & under service notifies children by email re: their chores, and parents can track the progress at PAYjr as the chores are finished. The 13 & up service provides a pre-paid credit card, which parents can track. In the growing world of credit card debt, this is savvy way to prepare your children for the future.